Business Insurance / Commercial Insurance

Commercial Insurance

Defend the future of your company with commercial insurance. Business insurance is an absolute necessity for all commercial property owners. At Saul Insurance Agency, we partner with the best insurance providers for business owners. Discover some of the coverage we offer through our brokered insurance policies.


Small Business Insurance

Grow your small business with confidence by taking out an insurance policy tailored to your needs. As an independent insurance agency, we understand how small business insurance can preserve the financial health of a company. Few small businesses can absorb lawsuits or settlement losses without insurance.

Our partners provide a variety of insurance plans, including:

  • Commercial auto insurance
  • Workers’ compensation
  • Professional liability
  • Garage liability
  • Builder’s risk
  • Bonds

Liability Insurance

Shield your company against personal injury and property damage lawsuits with general liability insurance. One court judgment can destroy an entire company if the awarded damages prove too much to bear. Business owners take on a lot of responsibility, some of which exposes them to substantial liability. You can protect your business with liability insurance.

Some of the circumstances that liability insurance covers include:

  • Products-completed operations.
  • Personal and advertising injury.
  • Medical payments.
  • Property damage.
  • Bodily injury.

Liability insurance remains crucial for independent contractors who offer certain types of professional services. Your sole proprietorship may not need commercial property insurance because it does not own any business property. However, certain employers and clients may demand that you maintain general liability insurance as a prerequisite to contract with them.

BOP Insurance

A business owner’s policy (BOP) combines commercial property and general liability insurance. While both types of business insurance remain available individually, business owners can bundle them together in one policy for maximum savings.

Companies can extend their coverage beyond the basic insurance plans contained within a BOP. For example, business owners can protect their companies against:

  • Forced closures — Includes closures resulting from property damage, mandates, etc.
  • Moveable property — Covers tools and equipment while in transit
  • Natural disasters — Covers earthquakes, hurricanes, tornados, etc.

Build your company on top of a solid foundation by taking out a business insurance policy through Saul Insurance Agency. As Your Partner in Protection, we will devise a custom commercial insurance plan based on the particulars of your business.

Complete our online form to request a free quote or call one of our friendly team members at (419) 599-2771 or (888) 210-8893 to discuss your available options.

Options include:

  • General Liability
  • Professional Liability
  • Worker’s Compensation
  • Garage
  • Bonds
  • Errors & Omissions
  • Builder’s Risk Insurance
  • Garage liability
  • Mechanic and body shop
  • Cabs and Limousines
  • Umbrella
  • Commercial Autos & Fleet
  • Group Life & Health