Are you trying to navigate the life insurance industry on your own? You may be wondering if you need a medical exam, or maybe you’re worried about not qualifying based on your medical history. You don’t have to approach this complicated process alone.
At Saul Insurance Agency, we can help you protect your family from future financial problems by taking out a life insurance policy. We see life insurance as a crucial financial tool that always has a place in an individual’s investment portfolio. Discover some of the different types of life insurance policies that you can purchase through our agency below.
Term Life Insurance
Term life insurance stands out as the most flexible, affordable insurance type. It usually comes with a coverage duration of 10 to 30 years, during which your family will receive a lump sum cash payout upon your death. Term life insurance policies expire at the end of the term and do not increase in cash value.
Dependent life insurance enables you to select affordable plans for your spouse and kids. The premiums are blended, allowing you to cover all of your family members with one easy premium payment. Keep in mind that, due to its blended nature, dependent life insurance does not provide accelerated benefits.
We can meet your needs for:
- Permanent Life
- Universal Life
- Whole Life
- Term Life